With a history of integrity & quality, Encompass is

the place for you. We help you build a foundation

with the right tools & services.

Loans We Offer

When it comes to your home loan, you have options! First Community Mortgage offers a variety of loans that are designed to help homebuyers finance their homes within their budget. Our loan officers are well-versed in dozens of loan programs and down payment/closing cost assistance programs that may be available to you. Read about some of our more popular loan programs by clicking on the loans listed below.

For more information or if you have questions about a specific program that you don’t see listed,  please contact the loan office nearest you ! 

First Community Mortgage (FCM ) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.

We are a full-service mortgage lender with loan processors, underwriters and a closing department—all under one roof to ensure quick turnaround time. Whether customers want to purchase their first home, refinance their existing home, or are looking to purchase investment property, we stand ready, willing and able to assist them every step the way.

What We Offer:  Choosing the right mortgage is an important decision, but it can be overwhelming. We offer a number of mortgage loan options such as Conventional Loans, VA Loans, FHA Loans, USDA Loans, loans under Texas Veterans Housing Assistance Program, etc. Borrowers can choose the mortgage loan type that best suits their needs. Borrowers can also get their loan refinanced with us.

Our staff members possess more than 15 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.

We have been servicing our clients residing all across Texas, Arizona, and New Mexico to pave their way toward homeownership. Working with an aim to provide outstanding services to our client’s, we believe in complete transparency and ethical representation. Also, we have been voted as Best in Central Texas as per Reader’s Poll conducted by The Killeen Daily Herald in 2017, which illustrates our commitment toward the community.

As mortgage lenders, we prioritize our clients and strive to build long term relationships with them. Please explore our website or visit one of our locations today to find out how we can be of service to you!

Apply now for a better mortgage experience through First Community Mortgage